Customer Satisfaction Is Our #1 Priority
A Smarter Way to Repair Your Credit!
We help improve your credit by removing inaccurate, erroneous, questionable or misleading data found on your credit profile.
Utilizing advanced dispute tactics & strategies along with advanced METRO2 compliance challenges for the fastest, most effective removals in the industry. Our process is now streamlined to help you achieve maximum results.
Clean up your past
We work with the credit bureaus and your creditors to challenge inaccurate and erroneous items that affect your credit profile.
Track your present
Easy access to your account 24/7 for live status updates on improvements on your credit reports and scores.
Increase your score
We'll work closely with you and help you increase your credit score by helping you obtain positive accounts.
Change your future
We’ll maximize your score so you can achieve your goals and learn how to maintain your awesome credit long after our work is done.
Better Opportunities Begin With Better Credit
At XL Credit Restoration, We all know how bad credit affects daily life; for example, being denied on a car loan or mortgage. Dealing with bad credit is never easy, but we are here to support you every step of the way.
Our Process
How We Repair Your Credit?
Review Your Credit Profile
We will conduct a detailed credit analysis. Looking for inaccurate, erroneous, questionable or misleading data found on your credit profile. Items like collections, charge-offs, tax liens, repossessions, judgments, and late payments.
Write to Your Creditors
Correspondence is sent to your creditors directly. The letters will include disputes, appeals, validation requests, and goodwill intervention.
Write to Your Credit Agencies
Additional correspondence is sent to the 3 credit reporting agencies (Transunion, Equifax, and Experian).
Watch the progress
You can log in to our client portal and check your progress report, which will show you what has been removed and which items remain.